B+

Albers, IL

Source:

Affordability Score: 75/100

Population: 1,872 · 1 ZIP codes

The affordability dashboard for Albers, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,872 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $107,727, median home value of $204,700, median rent of $987 per month, and 25.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,218 per month (studio $955, 1BR $995, 3BR $1,568, 4BR $1,812). Department of Labor data lists infant center-based childcare at $9,560 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Albers, IL include income, housing, rent, childcare. Unemployment currently reads 3.0% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$107,727
Median household income
Education D
25.3%
Bachelor's degree or higher
Housing A+
1.9x
Home value $204,700 vs income
Commute D
28 min
Average commute time
Rent A+
$1,218/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$9,560/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$107,727
▲ 74% vs national
Per Capita Income
$45,505
Unemployment Rate
3.0%
Poverty Rate
7.5%

Housing

Median Home Value
$204,700
▼ 26% vs national
Median Rent
$987/mo
Owner Occupied
81.4%
2BR Fair Market Rent
$1,218/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$955
1BR
$995
2BR
$1,218
3BR
$1,568
4BR
$1,812

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.3%
▼ 5 ppt vs national
High School+
50.0%
Median Age
44.2
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$9,560/yr
9% of income
Toddler (Center)
$8,857/yr
Preschool (Center)
$8,441/yr
School-Age (Center)
$2,127/yr

What This Means

Albers, IL receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 1,872. This area performs well in income and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Albers, IL affordable?
Albers, IL receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $107,727. Median home value is $204,700.
What is the cost of living in Albers?
Key cost metrics: Median rent $987/mo. 2BR fair market rent $1,218/mo. Infant childcare $9,560/yr. Median home value $204,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →