C+

Apple River, IL

Source:

Affordability Score: 60/100

Population: 1,179 · 1 ZIP codes

The affordability dashboard for Apple River, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,179 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $77,841, median home value of $300,300, median rent of $880 per month, and 33.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $954 per month (studio $658, 1BR $796, 3BR $1,271, 4BR $1,276).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Apple River, IL include rent. Unemployment currently reads 5.7% and poverty 10.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$77,841
Median household income
Education C
33.3%
Bachelor's degree or higher
Housing D
3.9x
Home value $300,300 vs income
Commute D
28 min
Average commute time
Rent A+
$954/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$77,841
▲ 26% vs national
Per Capita Income
$50,694
Unemployment Rate
5.7%
Poverty Rate
10.3%

Housing

Median Home Value
$300,300
▲ 9% vs national
Median Rent
$880/mo
Owner Occupied
86.9%
2BR Fair Market Rent
$954/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$658
1BR
$796
2BR
$954
3BR
$1,271
4BR
$1,276

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.3%
▲ 3 ppt vs national
High School+
60.4%
Median Age
56.4
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Apple River, IL receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 1,179. This area performs well in rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Apple River ZIP Codes
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What are common questions about this dashboard?

Is Apple River, IL affordable?
Apple River, IL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,841. Median home value is $300,300.
What is the cost of living in Apple River?
Key cost metrics: Median rent $880/mo. 2BR fair market rent $954/mo. Median home value $300,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →