F

Arcola, MS

Source:

Affordability Score: 19/100

Population: 531 · 1 ZIP codes

The affordability dashboard for Arcola, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 531 residents, then layers in county-level federal data to produce an overall grade of F (19/100). The headline inputs are median household income of $21,818, median home value of $87,800, median rent of $477 per month, and 17.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $648, 1BR $768, 3BR $1,177, 4BR $1,412). Department of Labor data lists infant center-based childcare at $6,019 per year, consuming 28% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 22.0% and poverty 44.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$21,818
Median household income
Education F
17.0%
Bachelor's degree or higher
Housing F
4.0x
Home value $87,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$842/mo
2BR fair market rent (46% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,019/yr
Center-based infant care (28% of income)

Income & Employment

Median Income
$21,818
▼ 65% vs national
Per Capita Income
$14,742
Unemployment Rate
22.0%
Poverty Rate
44.0%

Housing

Median Home Value
$87,800
▼ 68% vs national
Median Rent
$477/mo
Owner Occupied
64.3%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$648
1BR
$768
2BR
$842
3BR
$1,177
4BR
$1,412

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.0%
▼ 13 ppt vs national
High School+
43.0%
Median Age
42.8
Avg. Commute

Childcare Costs

Infant (Center)
$6,019/yr
28% of income
Toddler (Center)
$5,480/yr
Preschool (Center)
$5,480/yr
School-Age (Center)
$5,210/yr

What This Means

Arcola, MS receives an overall affordability grade of F (19/100), aggregated from 1 ZIP codes with a total population of 531. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Arcola, MS affordable?
Arcola, MS receives an overall affordability grade of F (19/100) based on Census, HUD, FBI, and DOL data. Median household income is $21,818. Median home value is $87,800.
What is the cost of living in Arcola?
Key cost metrics: Median rent $477/mo. 2BR fair market rent $842/mo. Infant childcare $6,019/yr. Median home value $87,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →