F

Arecibo, PR

Source:

Affordability Score: 35/100

Population: 67,010 · 1 ZIP codes

The affordability dashboard for Arecibo, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 67,010 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $24,488, median home value of $117,600, median rent of $510 per month, and 29.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $522 per month (studio $453, 1BR $464, 3BR $711, 4BR $760).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 14.3% and poverty 39.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$24,488
Median household income
Education D
29.9%
Bachelor's degree or higher
Housing F
4.8x
Home value $117,600 vs income
Commute C-
26 min
Average commute time
Rent C+
$522/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$24,488
▼ 61% vs national
Per Capita Income
$15,819
Unemployment Rate
14.3%
Poverty Rate
39.7%

Housing

Median Home Value
$117,600
▼ 57% vs national
Median Rent
$510/mo
Owner Occupied
64.1%
2BR Fair Market Rent
$522/mo
▼ 56% vs national

Fair Market Rents by Bedroom

Studio
$453
1BR
$464
2BR
$522
3BR
$711
4BR
$760

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.9%
▼ 0 ppt vs national
High School+
57.2%
Median Age
45.1
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Arecibo, PR receives an overall affordability grade of F (35/100), aggregated from 1 ZIP codes with a total population of 67,010. Challenges include income and housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Arecibo ZIP Codes
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What are common questions about this dashboard?

Is Arecibo, PR affordable?
Arecibo, PR receives an overall affordability grade of F (35/100) based on Census, HUD, FBI, and DOL data. Median household income is $24,488. Median home value is $117,600.
What is the cost of living in Arecibo?
Key cost metrics: Median rent $510/mo. 2BR fair market rent $522/mo. Median home value $117,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →