Arroyo, PR

The affordability dashboard for Arroyo, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,566 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $21,186, median home value of $89,900, median rent of $472 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $485 per month (studio $404, 1BR $406, 3BR $643, 4BR $646).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 7.2% and poverty 52.1% — numbers worth keeping alongside the headline grade.