D

Ashland, MS

Source:

Affordability Score: 42/100

Population: 2,894 · 1 ZIP codes

The affordability dashboard for Ashland, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,894 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $43,676, median home value of $143,400, median rent of $646 per month, and 13.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $727, 1BR $768, 3BR $1,157, 4BR $1,284). Department of Labor data lists infant center-based childcare at $8,019 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 2.3% and poverty 21.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,676
Median household income
Education F
13.5%
Bachelor's degree or higher
Housing C
3.3x
Home value $143,400 vs income
Commute F
31 min
Average commute time
Rent B
$842/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,019/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$43,676
▼ 30% vs national
Per Capita Income
$28,221
Unemployment Rate
2.3%
Poverty Rate
21.9%

Housing

Median Home Value
$143,400
▼ 48% vs national
Median Rent
$646/mo
Owner Occupied
92.0%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$727
1BR
$768
2BR
$842
3BR
$1,157
4BR
$1,284

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.5%
▼ 16 ppt vs national
High School+
52.5%
Median Age
50.9
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$8,019/yr
18% of income
Toddler (Center)
$7,467/yr
Preschool (Center)
$6,843/yr
School-Age (Center)
$5,631/yr

What This Means

Ashland, MS receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 2,894. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ashland ZIP Codes
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What are common questions about this dashboard?

Is Ashland, MS affordable?
Ashland, MS receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,676. Median home value is $143,400.
What is the cost of living in Ashland?
Key cost metrics: Median rent $646/mo. 2BR fair market rent $842/mo. Infant childcare $8,019/yr. Median home value $143,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →