D

Aspen, CO

Source:

Affordability Score: 49/100

Population: 9,941 · 2 ZIP codes

The affordability dashboard for Aspen, CO aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 9,941 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $82,664, median home value of $988,000, median rent of $1,959 per month, and 67.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,214 per month (studio $1,526, 1BR $2,020, 3BR $2,826, 4BR $3,471). Department of Labor data lists infant center-based childcare at $14,170 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Aspen, CO include education. Pressure points are housing. Unemployment currently reads 2.1% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,664
Median household income
Education A+
67.7%
Bachelor's degree or higher
Housing F
12.0x
Home value $988,000 vs income
Commute N/A
N/A
Average commute time
Rent D
$2,214/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,170/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$82,664
▲ 33% vs national
Per Capita Income
$115,065
Unemployment Rate
2.1%
Poverty Rate
9.5%

Housing

Median Home Value
$988,000
▲ 259% vs national
Median Rent
$1,959/mo
Owner Occupied
58.6%
2BR Fair Market Rent
$2,214/mo
▲ 85% vs national

Fair Market Rents by Bedroom

Studio
$1,526
1BR
$2,020
2BR
$2,214
3BR
$2,826
4BR
$3,471

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
67.7%
▲ 38 ppt vs national
High School+
78.1%
Median Age
44.3
Avg. Commute

Childcare Costs

Infant (Center)
$14,170/yr
17% of income
Toddler (Center)
$15,106/yr
Preschool (Center)
$13,676/yr
School-Age (Center)
$9,760/yr

What This Means

Aspen, CO receives an overall affordability grade of D (49/100), aggregated from 2 ZIP codes with a total population of 9,941. This area performs well in education. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Aspen ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Aspen, CO affordable?
Aspen, CO receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,664. Median home value is $988,000.
What is the cost of living in Aspen?
Key cost metrics: Median rent $1,959/mo. 2BR fair market rent $2,214/mo. Infant childcare $14,170/yr. Median home value $988,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →