D

Athens, GA

Source:

Affordability Score: 48/100

Population: 116,272 · 6 ZIP codes

The affordability dashboard for Athens, GA aggregates Census ACS 5-Year Estimates across 6 ZIP codes covering 116,272 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $54,301, median home value of $307,267, median rent of $1,216 per month, and 45.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,331 per month (studio $1,159, 1BR $1,183, 3BR $1,734, 4BR $1,831). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Athens, GA include education. Pressure points are housing. Unemployment currently reads 5.2% and poverty 25.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,301
Median household income
Education B+
45.9%
Bachelor's degree or higher
Housing F
5.7x
Home value $307,267 vs income
Commute B
21 min
Average commute time
Rent C-
$1,331/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,436/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$54,301
▼ 12% vs national
Per Capita Income
$33,894
Unemployment Rate
5.2%
Poverty Rate
25.6%

Housing

Median Home Value
$307,267
▲ 12% vs national
Median Rent
$1,216/mo
Owner Occupied
41.5%
2BR Fair Market Rent
$1,331/mo
▲ 11% vs national

Fair Market Rents by Bedroom

Studio
$1,159
1BR
$1,183
2BR
$1,331
3BR
$1,734
4BR
$1,831

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
45.9%
▲ 16 ppt vs national
High School+
64.3%
Median Age
30.7
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$7,436/yr
14% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Athens, GA receives an overall affordability grade of D (48/100), aggregated from 6 ZIP codes with a total population of 116,272. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Athens ZIP Codes
View all 6 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Athens, GA affordable?
Athens, GA receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,301. Median home value is $307,267.
What is the cost of living in Athens?
Key cost metrics: Median rent $1,216/mo. 2BR fair market rent $1,331/mo. Infant childcare $7,436/yr. Median home value $307,267.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →