C

Austin, KY

Source:

Affordability Score: 58/100

Population: 840 · 1 ZIP codes

The affordability dashboard for Austin, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 840 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $61,010, median home value of , median rent of per month, and 15.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $868 per month (studio $657, 1BR $662, 3BR $1,102, 4BR $1,280). Department of Labor data lists infant center-based childcare at $6,511 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Austin, KY include rent. Pressure points are education. Unemployment currently reads 1.5% and poverty 16.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,010
Median household income
Education F
15.0%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent A
$868/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,511/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$61,010
▼ 2% vs national
Per Capita Income
$32,949
Unemployment Rate
1.5%
Poverty Rate
16.6%

Housing

Median Home Value
Median Rent
Owner Occupied
77.6%
2BR Fair Market Rent
$868/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$657
1BR
$662
2BR
$868
3BR
$1,102
4BR
$1,280

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.0%
▼ 15 ppt vs national
High School+
46.4%
Median Age
33.0
Avg. Commute

Childcare Costs

Infant (Center)
$6,511/yr
11% of income
Toddler (Center)
$5,962/yr
Preschool (Center)
$5,962/yr
School-Age (Center)
$6,294/yr

What This Means

Austin, KY receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 840. This area performs well in rent. Challenges include education. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Austin, KY affordable?
Austin, KY receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,010.
What is the cost of living in Austin?
Key cost metrics: 2BR fair market rent $868/mo. Infant childcare $6,511/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →