B

Bailey, MS

Source:

Affordability Score: 74/100

Population: 1,828 · 1 ZIP codes

The affordability dashboard for Bailey, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,828 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $70,852, median home value of $170,200, median rent of $833 per month, and 37.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $906 per month (studio $781, 1BR $812, 3BR $1,204, 4BR $1,265). Department of Labor data lists infant center-based childcare at $5,965 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bailey, MS include housing, rent, childcare. Unemployment currently reads 4.8% and poverty 22.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,852
Median household income
Education B-
37.3%
Bachelor's degree or higher
Housing A-
2.4x
Home value $170,200 vs income
Commute N/A
N/A
Average commute time
Rent A
$906/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$5,965/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$70,852
▲ 14% vs national
Per Capita Income
$32,396
Unemployment Rate
4.8%
Poverty Rate
22.8%

Housing

Median Home Value
$170,200
▼ 38% vs national
Median Rent
$833/mo
Owner Occupied
84.6%
2BR Fair Market Rent
$906/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$781
1BR
$812
2BR
$906
3BR
$1,204
4BR
$1,265

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.3%
▲ 7 ppt vs national
High School+
69.9%
Median Age
35.6
Avg. Commute

Childcare Costs

Infant (Center)
$5,965/yr
8% of income
Toddler (Center)
$5,431/yr
Preschool (Center)
$5,431/yr
School-Age (Center)
$5,164/yr

What This Means

Bailey, MS receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 1,828. This area performs well in housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bailey, MS affordable?
Bailey, MS receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,852. Median home value is $170,200.
What is the cost of living in Bailey?
Key cost metrics: Median rent $833/mo. 2BR fair market rent $906/mo. Infant childcare $5,965/yr. Median home value $170,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →