D

Bakersfield, CA

Source:

Affordability Score: 47/100

Population: 520,197 · 11 ZIP codes

The affordability dashboard for Bakersfield, CA aggregates Census ACS 5-Year Estimates across 11 ZIP codes covering 520,197 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $74,690, median home value of $337,921, median rent of $1,501 per month, and 19.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,483 per month (studio $1,132, 1BR $1,140, 3BR $2,062, 4BR $2,488). Department of Labor data lists infant center-based childcare at $18,337 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 7.9% and poverty 19.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,690
Median household income
Education F
19.9%
Bachelor's degree or higher
Housing F
4.5x
Home value $337,921 vs income
Commute C+
24 min
Average commute time
Rent B-
$1,483/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,337/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$74,690
▲ 20% vs national
Per Capita Income
$30,596
Unemployment Rate
7.9%
Poverty Rate
19.2%

Housing

Median Home Value
$337,921
▲ 23% vs national
Median Rent
$1,501/mo
Owner Occupied
57.7%
2BR Fair Market Rent
$1,483/mo
▲ 24% vs national

Fair Market Rents by Bedroom

Studio
$1,132
1BR
$1,140
2BR
$1,483
3BR
$2,062
4BR
$2,488

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.9%
▼ 10 ppt vs national
High School+
47.7%
Median Age
32.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$18,337/yr
25% of income
Toddler (Center)
$10,716/yr
Preschool (Center)
$8,873/yr
School-Age (Center)
$4,738/yr

What This Means

Bakersfield, CA receives an overall affordability grade of D (47/100), aggregated from 11 ZIP codes with a total population of 520,197. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Bakersfield ZIP Codes
View all 11 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Bakersfield, CA affordable?
Bakersfield, CA receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,690. Median home value is $337,921.
What is the cost of living in Bakersfield?
Key cost metrics: Median rent $1,501/mo. 2BR fair market rent $1,483/mo. Infant childcare $18,337/yr. Median home value $337,921.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →