C-

Bakersville, NC

Source:

Affordability Score: 51/100

Population: 6,715 · 1 ZIP codes

The affordability dashboard for Bakersville, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,715 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $54,858, median home value of $220,600, median rent of $864 per month, and 26.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $700, 1BR $705, 3BR $1,134, 4BR $1,225). Department of Labor data lists infant center-based childcare at $7,759 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bakersville, NC include rent. Pressure points are housing. Unemployment currently reads 7.6% and poverty 11.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,858
Median household income
Education D
26.1%
Bachelor's degree or higher
Housing F
4.0x
Home value $220,600 vs income
Commute C-
25 min
Average commute time
Rent B+
$925/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$7,759/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$54,858
▼ 12% vs national
Per Capita Income
$35,764
Unemployment Rate
7.6%
Poverty Rate
11.6%

Housing

Median Home Value
$220,600
▼ 20% vs national
Median Rent
$864/mo
Owner Occupied
76.0%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$700
1BR
$705
2BR
$925
3BR
$1,134
4BR
$1,225

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.1%
▼ 4 ppt vs national
High School+
57.0%
Median Age
44.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,759/yr
14% of income
Toddler (Center)
$7,156/yr
Preschool (Center)
$5,302/yr
School-Age (Center)
$3,049/yr

What This Means

Bakersville, NC receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 6,715. This area performs well in rent. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Bakersville, NC affordable?
Bakersville, NC receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,858. Median home value is $220,600.
What is the cost of living in Bakersville?
Key cost metrics: Median rent $864/mo. 2BR fair market rent $925/mo. Infant childcare $7,759/yr. Median home value $220,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →