Bayboro, NC

The affordability dashboard for Bayboro, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,915 residents, then layers in county-level federal data to produce an overall grade of F (23/100). The headline inputs are median household income of $31,715, median home value of $157,700, median rent of $591 per month, and 10.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,077 per month (studio $861, 1BR $866, 3BR $1,291, 4BR $1,618). Department of Labor data lists infant center-based childcare at $9,511 per year, consuming 30% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 2.6% and poverty 19.4% — numbers worth keeping alongside the headline grade.