A+

Bear Creek, PA

Source:

Affordability Score: 91/100

Population: 257 · 1 ZIP codes

The affordability dashboard for Bear Creek, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 257 residents, then layers in county-level federal data to produce an overall grade of A+ (91/100). The headline inputs are median household income of $160,962, median home value of $412,700, median rent of per month, and 51.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,252 per month (studio $863, 1BR $1,028, 3BR $1,631, 4BR $1,766).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bear Creek, PA include income, education, housing, rent. Unemployment currently reads 0.8% and poverty 2.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$160,962
Median household income
Education A-
51.9%
Bachelor's degree or higher
Housing B+
2.6x
Home value $412,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,252/mo
2BR fair market rent (9% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$160,962
▲ 160% vs national
Per Capita Income
$56,296
Unemployment Rate
0.8%
Poverty Rate
2.5%

Housing

Median Home Value
$412,700
▲ 50% vs national
Median Rent
Owner Occupied
99.1%
2BR Fair Market Rent
$1,252/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$863
1BR
$1,028
2BR
$1,252
3BR
$1,631
4BR
$1,766

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
51.9%
▲ 22 ppt vs national
High School+
84.7%
Median Age
34.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Bear Creek, PA receives an overall affordability grade of A+ (91/100), aggregated from 1 ZIP codes with a total population of 257. This area performs well in income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bear Creek, PA affordable?
Bear Creek, PA receives an overall affordability grade of A+ (91/100) based on Census, HUD, FBI, and DOL data. Median household income is $160,962. Median home value is $412,700.
What is the cost of living in Bear Creek?
Key cost metrics: 2BR fair market rent $1,252/mo. Median home value $412,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →