C

Bedford, PA

Source:

Affordability Score: 55/100

Population: 12,036 · 1 ZIP codes

The affordability dashboard for Bedford, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,036 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $57,029, median home value of $197,200, median rent of $817 per month, and 19.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $677, 1BR $742, 3BR $1,226, 4BR $1,476).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bedford, PA include rent. Pressure points are education. Unemployment currently reads 3.8% and poverty 7.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,029
Median household income
Education F
19.5%
Bachelor's degree or higher
Housing C-
3.5x
Home value $197,200 vs income
Commute B
21 min
Average commute time
Rent B+
$973/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$57,029
▼ 8% vs national
Per Capita Income
$34,990
Unemployment Rate
3.8%
Poverty Rate
7.3%

Housing

Median Home Value
$197,200
▼ 28% vs national
Median Rent
$817/mo
Owner Occupied
74.6%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$677
1BR
$742
2BR
$973
3BR
$1,226
4BR
$1,476

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.5%
▼ 10 ppt vs national
High School+
62.1%
Median Age
50.7
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Bedford, PA receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 12,036. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Bedford ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Bedford, PA affordable?
Bedford, PA receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,029. Median home value is $197,200.
What is the cost of living in Bedford?
Key cost metrics: Median rent $817/mo. 2BR fair market rent $973/mo. Median home value $197,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →