C+

Bedford, VA

Source:

Affordability Score: 61/100

Population: 18,952 · 1 ZIP codes

The affordability dashboard for Bedford, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,952 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $73,957, median home value of $239,800, median rent of $810 per month, and 25.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,187 per month (studio $1,027, 1BR $1,033, 3BR $1,635, 4BR $1,750). Department of Labor data lists infant center-based childcare at $10,189 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Bedford, VA include rent. Unemployment currently reads 3.6% and poverty 9.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,957
Median household income
Education D
25.8%
Bachelor's degree or higher
Housing C
3.2x
Home value $239,800 vs income
Commute C
25 min
Average commute time
Rent A-
$1,187/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,189/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$73,957
▲ 19% vs national
Per Capita Income
$34,838
Unemployment Rate
3.6%
Poverty Rate
9.1%

Housing

Median Home Value
$239,800
▼ 13% vs national
Median Rent
$810/mo
Owner Occupied
80.3%
2BR Fair Market Rent
$1,187/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$1,027
1BR
$1,033
2BR
$1,187
3BR
$1,635
4BR
$1,750

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.8%
▼ 4 ppt vs national
High School+
63.2%
Median Age
45.6
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$10,189/yr
14% of income
Toddler (Center)
$5,980/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,460/yr

What This Means

Bedford, VA receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 18,952. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bedford, VA affordable?
Bedford, VA receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,957. Median home value is $239,800.
What is the cost of living in Bedford?
Key cost metrics: Median rent $810/mo. 2BR fair market rent $1,187/mo. Infant childcare $10,189/yr. Median home value $239,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →