D

Belen, NM

Source:

Affordability Score: 41/100

Population: 22,517 · 1 ZIP codes

The affordability dashboard for Belen, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,517 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $51,961, median home value of $185,100, median rent of $959 per month, and 19.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,464 per month (studio $1,009, 1BR $1,185, 3BR $2,036, 4BR $2,399).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent. Unemployment currently reads 7.9% and poverty 22.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,961
Median household income
Education F
19.3%
Bachelor's degree or higher
Housing D
3.6x
Home value $185,100 vs income
Commute D
26 min
Average commute time
Rent F
$1,464/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$51,961
▼ 16% vs national
Per Capita Income
$28,303
Unemployment Rate
7.9%
Poverty Rate
22.2%

Housing

Median Home Value
$185,100
▼ 33% vs national
Median Rent
$959/mo
Owner Occupied
82.3%
2BR Fair Market Rent
$1,464/mo
▲ 22% vs national

Fair Market Rents by Bedroom

Studio
$1,009
1BR
$1,185
2BR
$1,464
3BR
$2,036
4BR
$2,399

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.3%
▼ 11 ppt vs national
High School+
50.9%
Median Age
41.6
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Belen, NM receives an overall affordability grade of D (41/100), aggregated from 1 ZIP codes with a total population of 22,517. Challenges include income and education and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Belen ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Belen, NM affordable?
Belen, NM receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,961. Median home value is $185,100.
What is the cost of living in Belen?
Key cost metrics: Median rent $959/mo. 2BR fair market rent $1,464/mo. Median home value $185,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →