C+

Belews Creek, NC

Source:

Affordability Score: 60/100

Population: 2,647 · 1 ZIP codes

The affordability dashboard for Belews Creek, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,647 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $76,469, median home value of $280,400, median rent of per month, and 28.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,232 per month (studio $995, 1BR $1,082, 3BR $1,607, 4BR $1,898). Department of Labor data lists infant center-based childcare at $10,531 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Belews Creek, NC include rent. Unemployment currently reads 1.1% and poverty 6.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,469
Median household income
Education D
28.5%
Bachelor's degree or higher
Housing D
3.7x
Home value $280,400 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,232/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,531/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$76,469
▲ 23% vs national
Per Capita Income
$41,535
Unemployment Rate
1.1%
Poverty Rate
6.3%

Housing

Median Home Value
$280,400
▲ 2% vs national
Median Rent
Owner Occupied
97.8%
2BR Fair Market Rent
$1,232/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,082
2BR
$1,232
3BR
$1,607
4BR
$1,898

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.5%
▼ 1 ppt vs national
High School+
58.6%
Median Age
52.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,531/yr
14% of income
Toddler (Center)
$8,776/yr
Preschool (Center)
$7,814/yr
School-Age (Center)
$4,233/yr

What This Means

Belews Creek, NC receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 2,647. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Belews Creek, NC affordable?
Belews Creek, NC receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,469. Median home value is $280,400.
What is the cost of living in Belews Creek?
Key cost metrics: 2BR fair market rent $1,232/mo. Infant childcare $10,531/yr. Median home value $280,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →