D

Benson, NC

Source:

Affordability Score: 44/100

Population: 14,566 · 1 ZIP codes

The affordability dashboard for Benson, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,566 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $66,724, median home value of $245,600, median rent of $1,124 per month, and 21.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,750 per month (studio $1,524, 1BR $1,596, 3BR $2,196, 4BR $2,936). Department of Labor data lists infant center-based childcare at $11,255 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 2.6% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,724
Median household income
Education F
21.9%
Bachelor's degree or higher
Housing D
3.7x
Home value $245,600 vs income
Commute F
30 min
Average commute time
Rent D
$1,750/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,255/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$66,724
▲ 8% vs national
Per Capita Income
$37,796
Unemployment Rate
2.6%
Poverty Rate
13.9%

Housing

Median Home Value
$245,600
▼ 11% vs national
Median Rent
$1,124/mo
Owner Occupied
73.5%
2BR Fair Market Rent
$1,750/mo
▲ 46% vs national

Fair Market Rents by Bedroom

Studio
$1,524
1BR
$1,596
2BR
$1,750
3BR
$2,196
4BR
$2,936

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.9%
▼ 8 ppt vs national
High School+
53.9%
Median Age
38.7
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$11,255/yr
17% of income
Toddler (Center)
$9,762/yr
Preschool (Center)
$7,757/yr
School-Age (Center)
$4,461/yr

What This Means

Benson, NC receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 14,566. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Benson, NC affordable?
Benson, NC receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,724. Median home value is $245,600.
What is the cost of living in Benson?
Key cost metrics: Median rent $1,124/mo. 2BR fair market rent $1,750/mo. Infant childcare $11,255/yr. Median home value $245,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →