C

Berea, KY

Source:

Affordability Score: 58/100

Population: 24,417 · 2 ZIP codes

The affordability dashboard for Berea, KY aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 24,417 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $61,771, median home value of $200,200, median rent of $834 per month, and 26.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $904 per month (studio $666, 1BR $785, 3BR $1,257, 4BR $1,416). Department of Labor data lists infant center-based childcare at $9,433 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Berea, KY include rent. Unemployment currently reads 3.2% and poverty 19.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,771
Median household income
Education D
26.1%
Bachelor's degree or higher
Housing C
3.2x
Home value $200,200 vs income
Commute C
25 min
Average commute time
Rent A-
$904/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,433/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$61,771
▼ 0% vs national
Per Capita Income
$28,830
Unemployment Rate
3.2%
Poverty Rate
19.1%

Housing

Median Home Value
$200,200
▼ 27% vs national
Median Rent
$834/mo
Owner Occupied
69.5%
2BR Fair Market Rent
$904/mo
▼ 25% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$785
2BR
$904
3BR
$1,257
4BR
$1,416

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.1%
▼ 4 ppt vs national
High School+
57.9%
Median Age
37.1
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,433/yr
15% of income
Toddler (Center)
$7,973/yr
Preschool (Center)
$7,973/yr
School-Age (Center)
$7,031/yr

What This Means

Berea, KY receives an overall affordability grade of C (58/100), aggregated from 2 ZIP codes with a total population of 24,417. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Berea ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Berea, KY affordable?
Berea, KY receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,771. Median home value is $200,200.
What is the cost of living in Berea?
Key cost metrics: Median rent $834/mo. 2BR fair market rent $904/mo. Infant childcare $9,433/yr. Median home value $200,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →