C

Berkeley, IL

Source:

Affordability Score: 58/100

Population: 5,209 · 1 ZIP codes

The affordability dashboard for Berkeley, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,209 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $85,823, median home value of $246,900, median rent of $1,434 per month, and 18.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,781 per month (studio $1,480, 1BR $1,581, 3BR $2,294, 4BR $2,653). Department of Labor data lists infant center-based childcare at $14,473 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.6% and poverty 17.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,823
Median household income
Education F
18.6%
Bachelor's degree or higher
Housing B
2.9x
Home value $246,900 vs income
Commute D
28 min
Average commute time
Rent B-
$1,781/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,473/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$85,823
▲ 38% vs national
Per Capita Income
$33,254
Unemployment Rate
3.6%
Poverty Rate
17.5%

Housing

Median Home Value
$246,900
▼ 10% vs national
Median Rent
$1,434/mo
Owner Occupied
82.0%
2BR Fair Market Rent
$1,781/mo
▲ 48% vs national

Fair Market Rents by Bedroom

Studio
$1,480
1BR
$1,581
2BR
$1,781
3BR
$2,294
4BR
$2,653

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.6%
▼ 11 ppt vs national
High School+
60.9%
Median Age
33.6
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$14,473/yr
17% of income
Toddler (Center)
$11,440/yr
Preschool (Center)
$9,837/yr
School-Age (Center)
$4,295/yr

What This Means

Berkeley, IL receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 5,209. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Berkeley, IL affordable?
Berkeley, IL receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,823. Median home value is $246,900.
What is the cost of living in Berkeley?
Key cost metrics: Median rent $1,434/mo. 2BR fair market rent $1,781/mo. Infant childcare $14,473/yr. Median home value $246,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →