C-

Bernalillo, NM

Source:

Affordability Score: 50/100

Population: 10,136 · 1 ZIP codes

The affordability dashboard for Bernalillo, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,136 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $65,743, median home value of $251,300, median rent of $949 per month, and 22.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,464 per month (studio $1,009, 1BR $1,185, 3BR $2,036, 4BR $2,399).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.1% and poverty 15.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,743
Median household income
Education F
22.4%
Bachelor's degree or higher
Housing D
3.8x
Home value $251,300 vs income
Commute C-
26 min
Average commute time
Rent C+
$1,464/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$65,743
▲ 6% vs national
Per Capita Income
$34,513
Unemployment Rate
6.1%
Poverty Rate
15.0%

Housing

Median Home Value
$251,300
▼ 9% vs national
Median Rent
$949/mo
Owner Occupied
77.7%
2BR Fair Market Rent
$1,464/mo
▲ 22% vs national

Fair Market Rents by Bedroom

Studio
$1,009
1BR
$1,185
2BR
$1,464
3BR
$2,036
4BR
$2,399

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.4%
▼ 8 ppt vs national
High School+
54.0%
Median Age
44.4
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Bernalillo, NM receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 10,136. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Bernalillo ZIP Codes
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What are common questions about this dashboard?

Is Bernalillo, NM affordable?
Bernalillo, NM receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,743. Median home value is $251,300.
What is the cost of living in Bernalillo?
Key cost metrics: Median rent $949/mo. 2BR fair market rent $1,464/mo. Median home value $251,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →