F

Bessemer City, NC

Source:

Affordability Score: 39/100

Population: 13,463 · 1 ZIP codes

The affordability dashboard for Bessemer City, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,463 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $57,147, median home value of $222,700, median rent of $939 per month, and 14.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,686 per month (studio $1,469, 1BR $1,538, 3BR $2,076, 4BR $2,637). Department of Labor data lists infant center-based childcare at $7,687 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, rent. Unemployment currently reads 6.1% and poverty 14.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,147
Median household income
Education F
14.9%
Bachelor's degree or higher
Housing D
3.9x
Home value $222,700 vs income
Commute D
28 min
Average commute time
Rent F
$1,686/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,687/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$57,147
▼ 8% vs national
Per Capita Income
$28,485
Unemployment Rate
6.1%
Poverty Rate
14.0%

Housing

Median Home Value
$222,700
▼ 19% vs national
Median Rent
$939/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$1,686/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,469
1BR
$1,538
2BR
$1,686
3BR
$2,076
4BR
$2,637

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.9%
▼ 15 ppt vs national
High School+
52.2%
Median Age
43.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$7,687/yr
13% of income
Toddler (Center)
$6,939/yr
Preschool (Center)
$5,624/yr
School-Age (Center)
$3,273/yr

What This Means

Bessemer City, NC receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 13,463. Challenges include education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bessemer City, NC affordable?
Bessemer City, NC receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,147. Median home value is $222,700.
What is the cost of living in Bessemer City?
Key cost metrics: Median rent $939/mo. 2BR fair market rent $1,686/mo. Infant childcare $7,687/yr. Median home value $222,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →