D

Big Clifty, KY

Source:

Affordability Score: 45/100

Population: 1,855 · 1 ZIP codes

The affordability dashboard for Big Clifty, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,855 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $45,870, median home value of $147,400, median rent of $587 per month, and 14.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $708, 1BR $712, 3BR $1,200, 4BR $1,209). Department of Labor data lists infant center-based childcare at $8,789 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 5.9% and poverty 17.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,870
Median household income
Education F
14.9%
Bachelor's degree or higher
Housing C+
3.2x
Home value $147,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$866/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,789/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$45,870
▼ 26% vs national
Per Capita Income
$26,721
Unemployment Rate
5.9%
Poverty Rate
17.6%

Housing

Median Home Value
$147,400
▼ 46% vs national
Median Rent
$587/mo
Owner Occupied
87.4%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$712
2BR
$866
3BR
$1,200
4BR
$1,209

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.9%
▼ 15 ppt vs national
High School+
53.3%
Median Age
53.3
Avg. Commute

Childcare Costs

Infant (Center)
$8,789/yr
19% of income
Toddler (Center)
$7,735/yr
Preschool (Center)
$7,735/yr
School-Age (Center)
$6,531/yr

What This Means

Big Clifty, KY receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 1,855. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Big Clifty, KY affordable?
Big Clifty, KY receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,870. Median home value is $147,400.
What is the cost of living in Big Clifty?
Key cost metrics: Median rent $587/mo. 2BR fair market rent $866/mo. Infant childcare $8,789/yr. Median home value $147,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →