F

Biola, CA

Source:

Affordability Score: 16/100

Population: 1,217 · 1 ZIP codes

The affordability dashboard for Biola, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,217 residents, then layers in county-level federal data to produce an overall grade of F (16/100). The headline inputs are median household income of $43,669, median home value of $246,100, median rent of $971 per month, and 9.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,664 per month (studio $1,347, 1BR $1,355, 3BR $2,314, 4BR $2,660). Department of Labor data lists infant center-based childcare at $21,611 per year, consuming 49% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 4.4% and poverty 32.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,669
Median household income
Education F
9.7%
Bachelor's degree or higher
Housing F
5.6x
Home value $246,100 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,664/mo
2BR fair market rent (46% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$21,611/yr
Center-based infant care (49% of income)

Income & Employment

Median Income
$43,669
▼ 30% vs national
Per Capita Income
$13,142
Unemployment Rate
4.4%
Poverty Rate
32.9%

Housing

Median Home Value
$246,100
▼ 11% vs national
Median Rent
$971/mo
Owner Occupied
64.8%
2BR Fair Market Rent
$1,664/mo
▲ 39% vs national

Fair Market Rents by Bedroom

Studio
$1,347
1BR
$1,355
2BR
$1,664
3BR
$2,314
4BR
$2,660

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.7%
▼ 20 ppt vs national
High School+
27.8%
Median Age
26.7
Avg. Commute

Childcare Costs

Infant (Center)
$21,611/yr
49% of income
Toddler (Center)
$12,990/yr
Preschool (Center)
$10,554/yr
School-Age (Center)
$5,666/yr

What This Means

Biola, CA receives an overall affordability grade of F (16/100), aggregated from 1 ZIP codes with a total population of 1,217. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Biola ZIP Codes
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What are common questions about this dashboard?

Is Biola, CA affordable?
Biola, CA receives an overall affordability grade of F (16/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,669. Median home value is $246,100.
What is the cost of living in Biola?
Key cost metrics: Median rent $971/mo. 2BR fair market rent $1,664/mo. Infant childcare $21,611/yr. Median home value $246,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →