D

Biscoe, NC

Source:

Affordability Score: 48/100

Population: 3,933 · 1 ZIP codes

The affordability dashboard for Biscoe, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,933 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $45,861, median home value of $129,300, median rent of $594 per month, and 15.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $789, 1BR $794, 3BR $1,252, 4BR $1,552). Department of Labor data lists infant center-based childcare at $9,392 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 3.6% and poverty 23.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,861
Median household income
Education F
15.2%
Bachelor's degree or higher
Housing B
2.8x
Home value $129,300 vs income
Commute C
25 min
Average commute time
Rent B-
$925/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,392/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$45,861
▼ 26% vs national
Per Capita Income
$29,126
Unemployment Rate
3.6%
Poverty Rate
23.8%

Housing

Median Home Value
$129,300
▼ 53% vs national
Median Rent
$594/mo
Owner Occupied
66.9%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$789
1BR
$794
2BR
$925
3BR
$1,252
4BR
$1,552

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.2%
▼ 15 ppt vs national
High School+
48.6%
Median Age
32.4
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,392/yr
20% of income
Toddler (Center)
$6,794/yr
Preschool (Center)
$5,662/yr
School-Age (Center)
$3,068/yr

What This Means

Biscoe, NC receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 3,933. Challenges include income and education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Biscoe ZIP Codes
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What are common questions about this dashboard?

Is Biscoe, NC affordable?
Biscoe, NC receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,861. Median home value is $129,300.
What is the cost of living in Biscoe?
Key cost metrics: Median rent $594/mo. 2BR fair market rent $925/mo. Infant childcare $9,392/yr. Median home value $129,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →