F

Bloomington, CA

Source:

Affordability Score: 36/100

Population: 30,830 · 1 ZIP codes

The affordability dashboard for Bloomington, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 30,830 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $83,587, median home value of $474,100, median rent of $1,484 per month, and 10.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,201 per month (studio $1,692, 1BR $1,777, 3BR $2,912, 4BR $3,514). Department of Labor data lists infant center-based childcare at $19,981 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, childcare. Unemployment currently reads 6.1% and poverty 14.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,587
Median household income
Education F
10.8%
Bachelor's degree or higher
Housing F
5.7x
Home value $474,100 vs income
Commute F
31 min
Average commute time
Rent D
$2,201/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$19,981/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$83,587
▲ 35% vs national
Per Capita Income
$25,920
Unemployment Rate
6.1%
Poverty Rate
14.4%

Housing

Median Home Value
$474,100
▲ 72% vs national
Median Rent
$1,484/mo
Owner Occupied
72.2%
2BR Fair Market Rent
$2,201/mo
▲ 83% vs national

Fair Market Rents by Bedroom

Studio
$1,692
1BR
$1,777
2BR
$2,201
3BR
$2,912
4BR
$3,514

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.8%
▼ 19 ppt vs national
High School+
44.6%
Median Age
34.2
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$19,981/yr
24% of income
Toddler (Center)
$11,511/yr
Preschool (Center)
$8,996/yr
School-Age (Center)
$4,959/yr

What This Means

Bloomington, CA receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 30,830. Challenges include education and housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Bloomington, CA affordable?
Bloomington, CA receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,587. Median home value is $474,100.
What is the cost of living in Bloomington?
Key cost metrics: Median rent $1,484/mo. 2BR fair market rent $2,201/mo. Infant childcare $19,981/yr. Median home value $474,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →