F

Blue River, KY

Source:

Affordability Score: 34/100

Population: 318 · 1 ZIP codes

The affordability dashboard for Blue River, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 318 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $36,635, median home value of -, median rent of - per month, and 17.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $904 per month (studio $646, 1BR $689, 3BR $1,109, 4BR $1,212). Department of Labor data lists infant center-based childcare at $5,895 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 0.0% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$36,635
Median household income
Education F
17.1%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C-
$904/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$5,895/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$36,635
▼ 41% vs national
Per Capita Income
$49,046
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
-
Median Rent
-
Owner Occupied
100.0%
2BR Fair Market Rent
$904/mo
▼ 25% vs national

Fair Market Rents by Bedroom

Studio
$646
1BR
$689
2BR
$904
3BR
$1,109
4BR
$1,212

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.1%
▼ 13 ppt vs national
High School+
90.5%
Median Age
63.8
Avg. Commute
-

Childcare Costs

Infant (Center)
$5,895/yr
16% of income
Toddler (Center)
$5,868/yr
Preschool (Center)
$5,868/yr
School-Age (Center)
$6,215/yr

What This Means

Blue River, KY receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 318. Challenges include income and education. Data was unavailable for housing, commute, safety – these dimensions were excluded from the overall score.

Other City Dashboards in KY

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What are common questions about this dashboard?

Is Blue River, KY affordable?
Blue River, KY receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $36,635.
What is the cost of living in Blue River?
Key cost metrics: 2BR fair market rent $904/mo. Infant childcare $5,895/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →