D

Caldwell, ID

Source:

Affordability Score: 49/100

Population: 61,381 · 2 ZIP codes

The affordability dashboard for Caldwell, ID aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 61,381 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $74,436, median home value of $374,637, median rent of $1,251 per month, and 18.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,655 per month (studio $1,170, 1BR $1,381, 3BR $2,318, 4BR $2,772). Department of Labor data lists infant center-based childcare at $8,653 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 4.7% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,436
Median household income
Education F
18.4%
Bachelor's degree or higher
Housing F
5.0x
Home value $374,637 vs income
Commute C
25 min
Average commute time
Rent C+
$1,655/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,653/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$74,436
▲ 20% vs national
Per Capita Income
$28,398
Unemployment Rate
4.7%
Poverty Rate
11.9%

Housing

Median Home Value
$374,637
▲ 36% vs national
Median Rent
$1,251/mo
Owner Occupied
73.8%
2BR Fair Market Rent
$1,655/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,170
1BR
$1,381
2BR
$1,655
3BR
$2,318
4BR
$2,772

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.4%
▼ 12 ppt vs national
High School+
50.7%
Median Age
33.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$8,653/yr
12% of income
Toddler (Center)
$8,031/yr
Preschool (Center)
$7,294/yr
School-Age (Center)
$7,002/yr

What This Means

Caldwell, ID receives an overall affordability grade of D (49/100), aggregated from 2 ZIP codes with a total population of 61,381. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Caldwell ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Caldwell, ID affordable?
Caldwell, ID receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,436. Median home value is $374,637.
What is the cost of living in Caldwell?
Key cost metrics: Median rent $1,251/mo. 2BR fair market rent $1,655/mo. Infant childcare $8,653/yr. Median home value $374,637.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →