Carmel, ME

The affordability dashboard for Carmel, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,794 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $82,188, median home value of $256,800, median rent of $1,276 per month, and 17.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,392 per month (studio $982, 1BR $1,061, 3BR $1,799, 4BR $2,010). Department of Labor data lists infant center-based childcare at $13,295 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Carmel, ME include rent. Pressure points are education. Unemployment currently reads 1.9% and poverty 13.6% — numbers worth keeping alongside the headline grade.