Carmichael, CA

The affordability dashboard for Carmichael, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 59,418 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $86,563, median home value of $599,100, median rent of $1,659 per month, and 37.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,255 per month (studio $1,748, 1BR $1,832, 3BR $3,002, 4BR $3,460). Department of Labor data lists infant center-based childcare at $18,040 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 7.1% and poverty 12.8% — numbers worth keeping alongside the headline grade.