F

Castalia, NC

Source:

Affordability Score: 20/100

Population: 2,516 · 1 ZIP codes

The affordability dashboard for Castalia, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,516 residents, then layers in county-level federal data to produce an overall grade of F (20/100). The headline inputs are median household income of $33,718, median home value of $141,700, median rent of $873 per month, and 4.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,143 per month (studio $913, 1BR $918, 3BR $1,550, 4BR $1,812). Department of Labor data lists infant center-based childcare at $8,178 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 2.9% and poverty 11.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$33,718
Median household income
Education F
4.9%
Bachelor's degree or higher
Housing F
4.2x
Home value $141,700 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,143/mo
2BR fair market rent (41% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,178/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$33,718
▼ 46% vs national
Per Capita Income
$21,105
Unemployment Rate
2.9%
Poverty Rate
11.4%

Housing

Median Home Value
$141,700
▼ 48% vs national
Median Rent
$873/mo
Owner Occupied
69.2%
2BR Fair Market Rent
$1,143/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$913
1BR
$918
2BR
$1,143
3BR
$1,550
4BR
$1,812

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
4.9%
▼ 25 ppt vs national
High School+
43.1%
Median Age
58.2
Avg. Commute

Childcare Costs

Infant (Center)
$8,178/yr
24% of income
Toddler (Center)
$7,694/yr
Preschool (Center)
$6,976/yr
School-Age (Center)
$4,011/yr

What This Means

Castalia, NC receives an overall affordability grade of F (20/100), aggregated from 1 ZIP codes with a total population of 2,516. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Castalia, NC affordable?
Castalia, NC receives an overall affordability grade of F (20/100) based on Census, HUD, FBI, and DOL data. Median household income is $33,718. Median home value is $141,700.
What is the cost of living in Castalia?
Key cost metrics: Median rent $873/mo. 2BR fair market rent $1,143/mo. Infant childcare $8,178/yr. Median home value $141,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →