F

Castroville, CA

Source:

Affordability Score: 31/100

Population: 10,320 · 1 ZIP codes

The affordability dashboard for Castroville, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,320 residents, then layers in county-level federal data to produce an overall grade of F (31/100). The headline inputs are median household income of $80,288, median home value of $598,900, median rent of $1,468 per month, and 8.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,684 per month (studio $2,173, 1BR $2,232, 3BR $3,623, 4BR $3,945). Department of Labor data lists infant center-based childcare at $20,953 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 5.7% and poverty 16.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,288
Median household income
Education F
8.3%
Bachelor's degree or higher
Housing F
7.5x
Home value $598,900 vs income
Commute C-
26 min
Average commute time
Rent F
$2,684/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$20,953/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$80,288
▲ 29% vs national
Per Capita Income
$21,696
Unemployment Rate
5.7%
Poverty Rate
16.3%

Housing

Median Home Value
$598,900
▲ 118% vs national
Median Rent
$1,468/mo
Owner Occupied
48.3%
2BR Fair Market Rent
$2,684/mo
▲ 124% vs national

Fair Market Rents by Bedroom

Studio
$2,173
1BR
$2,232
2BR
$2,684
3BR
$3,623
4BR
$3,945

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.3%
▼ 22 ppt vs national
High School+
36.2%
Median Age
28.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$20,953/yr
26% of income
Toddler (Center)
$13,118/yr
Preschool (Center)
$10,277/yr
School-Age (Center)
$5,231/yr

What This Means

Castroville, CA receives an overall affordability grade of F (31/100), aggregated from 1 ZIP codes with a total population of 10,320. Challenges include education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Castroville, CA affordable?
Castroville, CA receives an overall affordability grade of F (31/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,288. Median home value is $598,900.
What is the cost of living in Castroville?
Key cost metrics: Median rent $1,468/mo. 2BR fair market rent $2,684/mo. Infant childcare $20,953/yr. Median home value $598,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →