F

Cayey, PR

Source:

Affordability Score: 36/100

Population: 51,532 · 1 ZIP codes

The affordability dashboard for Cayey, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 51,532 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $29,971, median home value of $150,000, median rent of $569 per month, and 29.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $589 per month (studio $511, 1BR $511, 3BR $830, 4BR $1,000).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 5.1% and poverty 36.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$29,971
Median household income
Education D
29.2%
Bachelor's degree or higher
Housing F
5.0x
Home value $150,000 vs income
Commute D
28 min
Average commute time
Rent B
$589/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$29,971
▼ 52% vs national
Per Capita Income
$18,843
Unemployment Rate
5.1%
Poverty Rate
36.7%

Housing

Median Home Value
$150,000
▼ 45% vs national
Median Rent
$569/mo
Owner Occupied
63.1%
2BR Fair Market Rent
$589/mo
▼ 51% vs national

Fair Market Rents by Bedroom

Studio
$511
1BR
$511
2BR
$589
3BR
$830
4BR
$1,000

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.2%
▼ 1 ppt vs national
High School+
62.3%
Median Age
45.6
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cayey, PR receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 51,532. Challenges include income and housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cayey ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cayey, PR affordable?
Cayey, PR receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $29,971. Median home value is $150,000.
What is the cost of living in Cayey?
Key cost metrics: Median rent $569/mo. 2BR fair market rent $589/mo. Median home value $150,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →