F

Central Falls, RI

Source:

Affordability Score: 21/100

Population: 19,385 · 1 ZIP codes

The affordability dashboard for Central Falls, RI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,385 residents, then layers in county-level federal data to produce an overall grade of F (21/100). The headline inputs are median household income of $49,285, median home value of $352,100, median rent of $1,200 per month, and 10.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,729 per month (studio $1,318, 1BR $1,402, 3BR $2,087, 4BR $2,480). Department of Labor data lists infant center-based childcare at $15,059 per year, consuming 31% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 7.9% and poverty 24.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,285
Median household income
Education F
10.8%
Bachelor's degree or higher
Housing F
7.1x
Home value $352,100 vs income
Commute D
27 min
Average commute time
Rent F
$1,729/mo
2BR fair market rent (42% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,059/yr
Center-based infant care (31% of income)

Income & Employment

Median Income
$49,285
▼ 21% vs national
Per Capita Income
$21,117
Unemployment Rate
7.9%
Poverty Rate
24.6%

Housing

Median Home Value
$352,100
▲ 28% vs national
Median Rent
$1,200/mo
Owner Occupied
25.6%
2BR Fair Market Rent
$1,729/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,318
1BR
$1,402
2BR
$1,729
3BR
$2,087
4BR
$2,480

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.8%
▼ 19 ppt vs national
High School+
42.0%
Median Age
32.5
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$15,059/yr
31% of income
Toddler (Center)
$14,518/yr
Preschool (Center)
$12,754/yr
School-Age (Center)
$3,222/yr

What This Means

Central Falls, RI receives an overall affordability grade of F (21/100), aggregated from 1 ZIP codes with a total population of 19,385. Challenges include income and education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Central Falls, RI affordable?
Central Falls, RI receives an overall affordability grade of F (21/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,285. Median home value is $352,100.
What is the cost of living in Central Falls?
Key cost metrics: Median rent $1,200/mo. 2BR fair market rent $1,729/mo. Infant childcare $15,059/yr. Median home value $352,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →