D

Ceres, CA

Source:

Affordability Score: 40/100

Population: 42,753 · 1 ZIP codes

The affordability dashboard for Ceres, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 42,753 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $80,627, median home value of $429,500, median rent of $1,487 per month, and 13.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,758 per month (studio $1,255, 1BR $1,356, 3BR $2,442, 4BR $2,823). Department of Labor data lists infant center-based childcare at $16,449 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, childcare. Unemployment currently reads 9.5% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,627
Median household income
Education F
13.0%
Bachelor's degree or higher
Housing F
5.3x
Home value $429,500 vs income
Commute F
34 min
Average commute time
Rent C+
$1,758/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,449/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$80,627
▲ 30% vs national
Per Capita Income
$28,257
Unemployment Rate
9.5%
Poverty Rate
14.6%

Housing

Median Home Value
$429,500
▲ 56% vs national
Median Rent
$1,487/mo
Owner Occupied
67.0%
2BR Fair Market Rent
$1,758/mo
▲ 47% vs national

Fair Market Rents by Bedroom

Studio
$1,255
1BR
$1,356
2BR
$1,758
3BR
$2,442
4BR
$2,823

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.0%
▼ 17 ppt vs national
High School+
46.8%
Median Age
33.3
Avg. Commute
34 min
▲ 8 min vs national

Childcare Costs

Infant (Center)
$16,449/yr
20% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$8,894/yr
School-Age (Center)
$4,356/yr

What This Means

Ceres, CA receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 42,753. Challenges include education and housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ceres ZIP Codes
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What are common questions about this dashboard?

Is Ceres, CA affordable?
Ceres, CA receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,627. Median home value is $429,500.
What is the cost of living in Ceres?
Key cost metrics: Median rent $1,487/mo. 2BR fair market rent $1,758/mo. Infant childcare $16,449/yr. Median home value $429,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →