Chadbourn, NC

The affordability dashboard for Chadbourn, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,102 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $40,888, median home value of $136,000, median rent of $767 per month, and 12.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $718, 1BR $722, 3BR $1,109, 4BR $1,225). Department of Labor data lists infant center-based childcare at $7,239 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 2.9% and poverty 28.1% — numbers worth keeping alongside the headline grade.