C+

Challenge, CA

Source:

Affordability Score: 63/100

Population: 295 · 1 ZIP codes

The affordability dashboard for Challenge, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 295 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of , median home value of , median rent of per month, and 36.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,550 per month (studio $1,166, 1BR $1,272, 3BR $2,156, 4BR $2,600). Department of Labor data lists infant center-based childcare at $18,987 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education C+
36.2%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$57,378
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
Median Rent
Owner Occupied
62.9%
2BR Fair Market Rent
$1,550/mo
▲ 29% vs national

Fair Market Rents by Bedroom

Studio
$1,166
1BR
$1,272
2BR
$1,550
3BR
$2,156
4BR
$2,600

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.2%
▲ 6 ppt vs national
High School+
36.2%
Median Age
61.1
Avg. Commute

Childcare Costs

Infant (Center)
$18,987/yr
Toddler (Center)
$11,400/yr
Preschool (Center)
$9,263/yr
School-Age (Center)
$5,816/yr

What This Means

Challenge, CA receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 295. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Challenge ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Challenge, CA affordable?
Challenge, CA receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data.
What is the cost of living in Challenge?
Key cost metrics: 2BR fair market rent $1,550/mo. Infant childcare $18,987/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →