F

Chamisal, NM

Source:

Affordability Score: 21/100

Population: 1,003 · 1 ZIP codes

The affordability dashboard for Chamisal, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,003 residents, then layers in county-level federal data to produce an overall grade of F (21/100). The headline inputs are median household income of $39,718, median home value of $218,600, median rent of $945 per month, and 12.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $908, 1BR $1,072, 3BR $1,593, 4BR $2,146).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent. Unemployment currently reads 0.3% and poverty 12.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,718
Median household income
Education F
12.8%
Bachelor's degree or higher
Housing F
5.5x
Home value $218,600 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,279/mo
2BR fair market rent (39% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$39,718
▼ 36% vs national
Per Capita Income
$37,228
Unemployment Rate
0.3%
Poverty Rate
12.3%

Housing

Median Home Value
$218,600
▼ 21% vs national
Median Rent
$945/mo
Owner Occupied
86.9%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$908
1BR
$1,072
2BR
$1,279
3BR
$1,593
4BR
$2,146

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.8%
▼ 17 ppt vs national
High School+
66.1%
Median Age
46.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Chamisal, NM receives an overall affordability grade of F (21/100), aggregated from 1 ZIP codes with a total population of 1,003. Challenges include income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Chamisal ZIP Codes
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What are common questions about this dashboard?

Is Chamisal, NM affordable?
Chamisal, NM receives an overall affordability grade of F (21/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,718. Median home value is $218,600.
What is the cost of living in Chamisal?
Key cost metrics: Median rent $945/mo. 2BR fair market rent $1,279/mo. Median home value $218,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →