B-

Charleston, WV

Source:

Affordability Score: 68/100

Population: 96,057 · 10 ZIP codes

The affordability dashboard for Charleston, WV aggregates Census ACS 5-Year Estimates across 10 ZIP codes covering 96,057 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $66,420, median home value of $170,376, median rent of $942 per month, and 34.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,036 per month (studio $714, 1BR $829, 3BR $1,325, 4BR $1,372). Department of Labor data lists infant center-based childcare at $8,194 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Charleston, WV include housing, rent. Unemployment currently reads 5.4% and poverty 14.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,420
Median household income
Education C
34.5%
Bachelor's degree or higher
Housing B+
2.6x
Home value $170,376 vs income
Commute B-
22 min
Average commute time
Rent A-
$1,036/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$8,194/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$66,420
▲ 7% vs national
Per Capita Income
$42,026
Unemployment Rate
5.4%
Poverty Rate
14.7%

Housing

Median Home Value
$170,376
▼ 38% vs national
Median Rent
$942/mo
Owner Occupied
71.2%
2BR Fair Market Rent
$1,036/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$714
1BR
$829
2BR
$1,036
3BR
$1,325
4BR
$1,372

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.5%
▲ 5 ppt vs national
High School+
67.9%
Median Age
43.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$8,194/yr
12% of income
Toddler (Center)
$7,805/yr
Preschool (Center)
$8,155/yr
School-Age (Center)
$7,219/yr

What This Means

Charleston, WV receives an overall affordability grade of B- (68/100), aggregated from 10 ZIP codes with a total population of 96,057. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Charleston ZIP Codes
View all 10 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Charleston, WV affordable?
Charleston, WV receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,420. Median home value is $170,376.
What is the cost of living in Charleston?
Key cost metrics: Median rent $942/mo. 2BR fair market rent $1,036/mo. Infant childcare $8,194/yr. Median home value $170,376.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →