D

Chester Gap, VA

Source:

Affordability Score: 44/100

Population: 670 · 1 ZIP codes

The affordability dashboard for Chester Gap, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 670 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $67,813, median home value of $276,700, median rent of $857 per month, and 2.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,375 per month (studio $1,198, 1BR $1,254, 3BR $1,649, 4BR $2,307). Department of Labor data lists infant center-based childcare at $12,686 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 5.1% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,813
Median household income
Education F
2.3%
Bachelor's degree or higher
Housing F
4.1x
Home value $276,700 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,375/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,686/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$67,813
▲ 9% vs national
Per Capita Income
$33,772
Unemployment Rate
5.1%
Poverty Rate
7.5%

Housing

Median Home Value
$276,700
▲ 1% vs national
Median Rent
$857/mo
Owner Occupied
65.6%
2BR Fair Market Rent
$1,375/mo
▲ 15% vs national

Fair Market Rents by Bedroom

Studio
$1,198
1BR
$1,254
2BR
$1,375
3BR
$1,649
4BR
$2,307

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
2.3%
▼ 28 ppt vs national
High School+
48.6%
Median Age
31.9
Avg. Commute

Childcare Costs

Infant (Center)
$12,686/yr
19% of income
Toddler (Center)
$11,060/yr
Preschool (Center)
$11,060/yr
School-Age (Center)
$11,513/yr

What This Means

Chester Gap, VA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 670. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Chester Gap, VA affordable?
Chester Gap, VA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,813. Median home value is $276,700.
What is the cost of living in Chester Gap?
Key cost metrics: Median rent $857/mo. 2BR fair market rent $1,375/mo. Infant childcare $12,686/yr. Median home value $276,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →