C+

Chester, VA

Source:

Affordability Score: 63/100

Population: 44,523 · 2 ZIP codes

The affordability dashboard for Chester, VA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 44,523 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $97,079, median home value of $341,764, median rent of $1,652 per month, and 37.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,655 per month (studio $1,442, 1BR $1,507, 3BR $2,072, 4BR $2,553). Department of Labor data lists infant center-based childcare at $14,503 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Chester, VA include income, rent. Unemployment currently reads 3.6% and poverty 5.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$97,079
Median household income
Education B-
37.2%
Bachelor's degree or higher
Housing D
3.5x
Home value $341,764 vs income
Commute D
27 min
Average commute time
Rent B+
$1,655/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$14,503/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$97,079
▲ 57% vs national
Per Capita Income
$45,064
Unemployment Rate
3.6%
Poverty Rate
5.9%

Housing

Median Home Value
$341,764
▲ 24% vs national
Median Rent
$1,652/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$1,655/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,442
1BR
$1,507
2BR
$1,655
3BR
$2,072
4BR
$2,553

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.2%
▲ 7 ppt vs national
High School+
63.2%
Median Age
38.9
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$14,503/yr
15% of income
Toddler (Center)
$11,239/yr
Preschool (Center)
$11,004/yr
School-Age (Center)
$9,535/yr

What This Means

Chester, VA receives an overall affordability grade of C+ (63/100), aggregated from 2 ZIP codes with a total population of 44,523. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Chester ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Chester, VA affordable?
Chester, VA receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $97,079. Median home value is $341,764.
What is the cost of living in Chester?
Key cost metrics: Median rent $1,652/mo. 2BR fair market rent $1,655/mo. Infant childcare $14,503/yr. Median home value $341,764.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →