F

Cheswold, DE

Source:

Affordability Score: 23/100

Population: 302 · 1 ZIP codes

The affordability dashboard for Cheswold, DE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 302 residents, then layers in county-level federal data to produce an overall grade of F (23/100). The headline inputs are median household income of $34,135, median home value of $110,400, median rent of $1,125 per month, and 7.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,470 per month (studio $1,158, 1BR $1,165, 3BR $2,044, 4BR $2,285). Department of Labor data lists infant center-based childcare at $9,471 per year, consuming 28% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 9.8% and poverty 11.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$34,135
Median household income
Education F
7.8%
Bachelor's degree or higher
Housing C
3.2x
Home value $110,400 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,470/mo
2BR fair market rent (52% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,471/yr
Center-based infant care (28% of income)

Income & Employment

Median Income
$34,135
▼ 45% vs national
Per Capita Income
$28,789
Unemployment Rate
9.8%
Poverty Rate
11.2%

Housing

Median Home Value
$110,400
▼ 60% vs national
Median Rent
$1,125/mo
Owner Occupied
67.2%
2BR Fair Market Rent
$1,470/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,158
1BR
$1,165
2BR
$1,470
3BR
$2,044
4BR
$2,285

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.8%
▼ 22 ppt vs national
High School+
51.9%
Median Age
54.5
Avg. Commute

Childcare Costs

Infant (Center)
$9,471/yr
28% of income
Toddler (Center)
$7,230/yr
Preschool (Center)
$7,519/yr
School-Age (Center)
$5,784/yr

What This Means

Cheswold, DE receives an overall affordability grade of F (23/100), aggregated from 1 ZIP codes with a total population of 302. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cheswold ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Cheswold, DE affordable?
Cheswold, DE receives an overall affordability grade of F (23/100) based on Census, HUD, FBI, and DOL data. Median household income is $34,135. Median home value is $110,400.
What is the cost of living in Cheswold?
Key cost metrics: Median rent $1,125/mo. 2BR fair market rent $1,470/mo. Infant childcare $9,471/yr. Median home value $110,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →