D

Chicago Ridge, IL

Source:

Affordability Score: 46/100

Population: 14,139 · 1 ZIP codes

The affordability dashboard for Chicago Ridge, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,139 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $68,964, median home value of $226,900, median rent of $1,304 per month, and 28.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,781 per month (studio $1,480, 1BR $1,581, 3BR $2,294, 4BR $2,653). Department of Labor data lists infant center-based childcare at $14,473 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute, childcare. Unemployment currently reads 5.5% and poverty 20.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,964
Median household income
Education D
28.6%
Bachelor's degree or higher
Housing C
3.3x
Home value $226,900 vs income
Commute F
32 min
Average commute time
Rent D
$1,781/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,473/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$68,964
▲ 11% vs national
Per Capita Income
$29,973
Unemployment Rate
5.5%
Poverty Rate
20.4%

Housing

Median Home Value
$226,900
▼ 17% vs national
Median Rent
$1,304/mo
Owner Occupied
50.1%
2BR Fair Market Rent
$1,781/mo
▲ 48% vs national

Fair Market Rents by Bedroom

Studio
$1,480
1BR
$1,581
2BR
$1,781
3BR
$2,294
4BR
$2,653

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.6%
▼ 1 ppt vs national
High School+
55.9%
Median Age
34.0
Avg. Commute
32 min
▲ 6 min vs national

Childcare Costs

Infant (Center)
$14,473/yr
21% of income
Toddler (Center)
$11,440/yr
Preschool (Center)
$9,837/yr
School-Age (Center)
$4,295/yr

What This Means

Chicago Ridge, IL receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 14,139. Challenges include commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Chicago Ridge, IL affordable?
Chicago Ridge, IL receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,964. Median home value is $226,900.
What is the cost of living in Chicago Ridge?
Key cost metrics: Median rent $1,304/mo. 2BR fair market rent $1,781/mo. Infant childcare $14,473/yr. Median home value $226,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →