D

Citrus Heights, CA

Source:

Affordability Score: 40/100

Population: 83,966 · 2 ZIP codes

The affordability dashboard for Citrus Heights, CA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 83,966 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $82,177, median home value of $460,576, median rent of $1,839 per month, and 23.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,255 per month (studio $1,748, 1BR $1,832, 3BR $3,002, 4BR $3,460). Department of Labor data lists infant center-based childcare at $18,040 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 6.8% and poverty 9.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,177
Median household income
Education F
23.9%
Bachelor's degree or higher
Housing F
5.6x
Home value $460,576 vs income
Commute D
28 min
Average commute time
Rent D
$2,255/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,040/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$82,177
▲ 33% vs national
Per Capita Income
$37,990
Unemployment Rate
6.8%
Poverty Rate
9.2%

Housing

Median Home Value
$460,576
▲ 67% vs national
Median Rent
$1,839/mo
Owner Occupied
60.1%
2BR Fair Market Rent
$2,255/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,748
1BR
$1,832
2BR
$2,255
3BR
$3,002
4BR
$3,460

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.9%
▼ 6 ppt vs national
High School+
50.2%
Median Age
38.3
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$18,040/yr
22% of income
Toddler (Center)
$11,512/yr
Preschool (Center)
$13,546/yr
School-Age (Center)
$11,287/yr

What This Means

Citrus Heights, CA receives an overall affordability grade of D (40/100), aggregated from 2 ZIP codes with a total population of 83,966. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Citrus Heights ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Citrus Heights, CA affordable?
Citrus Heights, CA receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,177. Median home value is $460,576.
What is the cost of living in Citrus Heights?
Key cost metrics: Median rent $1,839/mo. 2BR fair market rent $2,255/mo. Infant childcare $18,040/yr. Median home value $460,576.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →