Clearlake Oaks, CA

The affordability dashboard for Clearlake Oaks, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,747 residents, then layers in county-level federal data to produce an overall grade of F (16/100). The headline inputs are median household income of $41,143, median home value of $293,600, median rent of $1,430 per month, and 19.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,549 per month (studio $1,173, 1BR $1,181, 3BR $2,154, 4BR $2,599). Department of Labor data lists infant center-based childcare at $13,594 per year, consuming 33% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 12.9% and poverty 21.9% — numbers worth keeping alongside the headline grade.