C

Cleveland, MS

Source:

Affordability Score: 55/100

Population: 17,981 · 1 ZIP codes

The affordability dashboard for Cleveland, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 17,981 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $44,705, median home value of $160,700, median rent of $810 per month, and 34.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $638, 1BR $642, 3BR $1,096, 4BR $1,115). Department of Labor data lists infant center-based childcare at $6,015 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cleveland, MS include commute. Pressure points are income. Unemployment currently reads 5.2% and poverty 28.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,705
Median household income
Education C
34.2%
Bachelor's degree or higher
Housing D
3.6x
Home value $160,700 vs income
Commute B+
19 min
Average commute time
Rent B
$842/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$6,015/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$44,705
▼ 28% vs national
Per Capita Income
$25,953
Unemployment Rate
5.2%
Poverty Rate
28.6%

Housing

Median Home Value
$160,700
▼ 42% vs national
Median Rent
$810/mo
Owner Occupied
61.6%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$638
1BR
$642
2BR
$842
3BR
$1,096
4BR
$1,115

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.2%
▲ 4 ppt vs national
High School+
56.0%
Median Age
35.9
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$6,015/yr
13% of income
Toddler (Center)
$5,476/yr
Preschool (Center)
$5,476/yr
School-Age (Center)
$5,207/yr

What This Means

Cleveland, MS receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 17,981. This area performs well in commute. Challenges include income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cleveland ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Cleveland, MS affordable?
Cleveland, MS receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,705. Median home value is $160,700.
What is the cost of living in Cleveland?
Key cost metrics: Median rent $810/mo. 2BR fair market rent $842/mo. Infant childcare $6,015/yr. Median home value $160,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →