F

Cliff, NM

Source:

Affordability Score: 34/100

Population: 492 · 1 ZIP codes

The affordability dashboard for Cliff, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 492 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of $43,750, median home value of $225,000, median rent of per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,048 per month (studio $795, 1BR $801, 3BR $1,304, 4BR $1,388).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 0.0% and poverty 23.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,750
Median household income
Education F
22.3%
Bachelor's degree or higher
Housing F
5.1x
Home value $225,000 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,048/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$43,750
▼ 29% vs national
Per Capita Income
$29,218
Unemployment Rate
0.0%
Poverty Rate
23.7%

Housing

Median Home Value
$225,000
▼ 18% vs national
Median Rent
Owner Occupied
81.9%
2BR Fair Market Rent
$1,048/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$795
1BR
$801
2BR
$1,048
3BR
$1,304
4BR
$1,388

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.3%
▼ 8 ppt vs national
High School+
69.7%
Median Age
63.6
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cliff, NM receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 492. Challenges include income and education and housing. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cliff ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cliff, NM affordable?
Cliff, NM receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,750. Median home value is $225,000.
What is the cost of living in Cliff?
Key cost metrics: 2BR fair market rent $1,048/mo. Median home value $225,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →