A

Cloudcroft, NM

Source:

Affordability Score: 89/100

Population: 1,751 · 1 ZIP codes

The affordability dashboard for Cloudcroft, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,751 residents, then layers in county-level federal data to produce an overall grade of A (89/100). The headline inputs are median household income of $136,250, median home value of $214,300, median rent of $776 per month, and 40.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $792, 3BR $1,353, 4BR $1,632).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cloudcroft, NM include income, housing, rent. Unemployment currently reads 0.2% and poverty 17.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$136,250
Median household income
Education B
40.4%
Bachelor's degree or higher
Housing A+
1.6x
Home value $214,300 vs income
Commute N/A
N/A
Average commute time
Rent A+
$973/mo
2BR fair market rent (9% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$136,250
▲ 120% vs national
Per Capita Income
$60,254
Unemployment Rate
0.2%
Poverty Rate
17.1%

Housing

Median Home Value
$214,300
▼ 22% vs national
Median Rent
$776/mo
Owner Occupied
90.0%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$792
2BR
$973
3BR
$1,353
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.4%
▲ 10 ppt vs national
High School+
56.7%
Median Age
50.6
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cloudcroft, NM receives an overall affordability grade of A (89/100), aggregated from 1 ZIP codes with a total population of 1,751. This area performs well in income and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cloudcroft ZIP Codes
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What are common questions about this dashboard?

Is Cloudcroft, NM affordable?
Cloudcroft, NM receives an overall affordability grade of A (89/100) based on Census, HUD, FBI, and DOL data. Median household income is $136,250. Median home value is $214,300.
What is the cost of living in Cloudcroft?
Key cost metrics: Median rent $776/mo. 2BR fair market rent $973/mo. Median home value $214,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →