Clover, VA

The affordability dashboard for Clover, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,740 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $41,038, median home value of $137,500, median rent of $527 per month, and 16.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $914 per month (studio $792, 1BR $827, 3BR $1,167, 4BR $1,340). Department of Labor data lists infant center-based childcare at $6,971 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.1% and poverty 18.2% — numbers worth keeping alongside the headline grade.